Consumer Credit Behavior in the Digital Context : A Bibliometric Analysis and Literature Review

Summary, in English

This literature review seeks to map the state of research on the effects of digitization on personal financial behavior and management through a bibliometric analysis and a systematic literature review. The findings indicate that current knowledge is primarily based on perspectives of actors in commerce and systems development. More research is needed on how personal financial behavior change in relation to digital technology, the vulnerability of children and adolescents, and the links between changes in credit behavior and indebtedness. Financial counseling could benefit from an awareness of young adults vulnerability as digital consumers and an extended perception of financial literacy that encompasses requirements of digital society. Policymakers need to be aware of the consequences of digital measurability.

• Author: Hanna Carlsson; Stefan Larsson; Lupita Svensson; Fredrik Åström
• Department/s: Lund University Internet Institute (LUii); Centre for Work, Technology and Social Change (WTS); Lund University Internet Institute (LUii); Department of Scholarly Communication
• Publishing year: 2017
• Language: English
• Pages: 76-94
• Publication/Series: Journal of Financial Counceling and Planning
• Volume: 28
• Issue: 1
• Links: http://dx.doi.org/10.1891/1052-3073.28.1.76
• Document type: Journal article
• Publisher: Association for Financial Counseling and Planning Education
• Topic: Human Aspects of ICT; Economics and Business; Other Humanities not elsewhere specified
• Keywords: digital consumption
• Status: Published
• Project: Digital consumption and over-indebtedness among young adults
• ISBN/ISSN/Other: ISSN: 1052-3073