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Consumer Credit Behavior in the Digital Context : A Bibliometric Analysis and Literature Review

Författare:
  • Hanna Carlsson
  • Stefan Larsson
  • Lupita Svensson
  • Fredrik Åström
Publiceringsår: 2017
Språk: Engelska
Sidor: 76-94
Publikation/Tidskrift/Serie: Journal of financial counceling and planning
Volym: 28
Nummer: 1
Dokumenttyp: Artikel i tidskrift
Förlag: Association for Financial Counseling and Planning Education

Abstract english

This literature review seeks to map the state of research on the effects of digitization on personal financial behavior and management through a bibliometric analysis and a systematic literature review. The findings indicate that current knowledge is primarily based on perspectives of actors in commerce and systems development. More research is needed on how personal financial behavior change in relation to digital technology, the vulnerability of children and adolescents, and the links between changes in credit behavior and indebtedness. Financial counseling could benefit from an awareness of young adults vulnerability as digital consumers and an extended perception of financial literacy that encompasses requirements of digital society. Policymakers need to be aware of the consequences of digital measurability.

Keywords

  • Human Aspects of ICT
  • Economics and Business
  • Other Humanities not elsewhere specified
  • digital consumption

Other

Published
  • ISSN: 1052-3073
Lupita Svensson
E-post: lupita [dot] svensson [at] soch [dot] lu [dot] se

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